Christmas Music Already...

Christmas Music Already...

Its ‘that’ time of the year again! I don’t know about you but I have this love/hate thing going on with the holidays. I mean there is so much that is projected onto some fantasy idea of what to ‘expect’ this time of year. If you are single, then you feel totally left out around your friends with family. If you don’t have unlimited cash flow, you feel like a loser when it comes to gift giving.

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